Terms of Use
Effective date: September 1, 2026 · Legacy & Love Insurance Group
Acceptance of Terms
By using this website and The Hospital Protection Check, you agree to these Terms of Use. If you do not agree, please do not use this site.
Educational Purpose Only
The Hospital Protection Check and its results are provided for general educational purposes only. They are not financial, insurance, legal or medical advice, not a determination that you need to purchase insurance, and not a guarantee of eligibility for or availability of any coverage. Any insurance decision should be made with a licensed insurance professional based on your individual circumstances.
Supplemental Insurance Disclosure
Hospital indemnity insurance is supplemental insurance and is not a substitute for major medical health insurance. Benefits, limitations, exclusions and availability vary by policy and state.
Communications Consent
If you provide your contact information and check the consent box, you agree that Legacy & Love Insurance Group may contact you by phone call, text message and email about your request, including with an automatic telephone dialing system or prerecorded messages. Consent is not a condition of purchase. Message and data rates may apply, and you may opt out at any time.
Acceptable Use
You agree to provide accurate information, to use this site only for its intended purpose, and not to attempt to interfere with, disrupt or misuse the site or its systems.
Intellectual Property
All content on this site — including The Hospital Protection Check name, text, design and logos — is the property of Legacy & Love Insurance Group and may not be copied or reused without written permission.
Disclaimer of Warranties and Limitation of Liability
This site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, Legacy & Love Insurance Group is not liable for any damages arising from your use of this site or reliance on its content.
Changes to These Terms
We may update these Terms of Use from time to time. The effective date above reflects the most recent revision. Continued use of the site constitutes acceptance of the updated terms.
Contact Us
Legacy & Love Insurance Group
Phone: (866) 588-9950
Email: info@legacyandlovegroup.com